Insurance Information

BCBS Student Blue 

If you have the BCBS Student Blue, you are not required to use your student insurance to pay for private care, but many students do. Remember that you are responsible for paying any fees you incur that are not paid by your insurance.

Whether you choose to use your insurance plan or not, you should be aware that most  providers require upfront payment upon receipt of services.

If you have the BCBS Student Blue and have any questions about the insurance, please call Student Blue 1-888-351-8283. You can view the most recent Student Blue plans and information on the Student Blue website.

2022-2023 Student Blue Mental Health Fees

MandatoryMandatoryRA/TARA/TAPostdocPostdoc
In-NetworkOut-of-NetworkIn-NetworkOut-of-NetworkIn-NetworkOut-of-Network
Mental Health Office Services$10 copayment50% after $500 deductible20% after $400 deductible40% after $800 deductible20% after $500 deductible30% after $1000 deductible
Mental Health Inpatient and Outpatient Services30% after $500 deductible50% after $500 deductible20% after $400 deductible40% after $800 deductible20% after $500 deductible30% after $1000 deductible

Other (Private) Insurance

If you have a different insurance provider, you must determine your policy’s requirements by contacting your insurer directly. If you are on your parent’s plan, you may have to speak with your parents to gain access to your insurance. When using other (private) insurance, you may want to ask your insurance company the following questions:

  • Do I have mental health benefits?
  • What is the yearly deductible? 
  • What do the benefits cover?
  • How can I find an in-network provider?
  • Do I have out-of-network benefits? How much does my plan cover, and how much is my responsibility?  
More information and common questions about insurance